Serving You Before, During and After Your Loan Closes

FHA Loan Broker –New Jersey

AMS Mortgage Inc is one of the leading FHA Mortgage Broker in the New Jersey area. We have hundreds of happy clients from New Jersey that speak for our work of providing a detailed mortgage evaluation and getting the right FHA mortgage to the end customer.

As a mortgage broker, our mission is to make the whole process of home financing easier and stress-free. FHA loan is the most suitable choice for New Jersey residents who do not want to put a 20% down payment or have a low credit score. Moreover, it has comparatively easier qualifying terms than a conventional mortgage.

In addition, FHA loans are backed by Federal Housing Administration, protecting a lender when the borrower defaults the mortgage.

What are the benefits for FHA Loan for New Jersey Residents?

  • Perfect option for First time homebuyers
  • Works with a lower credit score
  • Comparatively lower down payments
  • You can qualify for FHA loan even with issues with your credit history
  • Closing cost can be rolled into the loan

What are the Requirements for FHA Loan in New Jersey

No minimum Income Required Reasonable Debt to Income Ratio
At least 2 years of employment history Social Security Number, and Legal US residency.

The Process of FHA Home Loan in New Jersey

Pre-qualification Connect with us to know your eligibility.
Evaluate the FHA Loan Options Get options and evaluate them with us based on your profile.
Asset information: Two most recent bank statements, two most recent investment or retirement income.
Pre-approval Loan pre-approval with a low-down payment and better interest rate.
Closing the Loan Closing the deal, and have you enjoy the home ownership.

Why Choose AMS Mortgage Inc, as your trusted FHA Mortgage Broker in New Jersey?

For years, AMS Mortgage Services Inc has been the #1 choice among NJ, NY, CA, And FL residents!

  • 5 Start Rated Mortgage Brokerage firm
  • Trusted by Hundreds of Happy Clients
  • We work with real estate professionals, builders, and individual homebuyers.
  • Years of industry experience
  • Well experience loan officers

What Our Happy New Jersey Customers Say About us

Best Loan Offer

"Vasilios Ziangos from AMS Mortage is by far the best loan offer in this region. The level of professionalism + knowledge is beyond the stars. As new homeowners we felt included + heard and we look to work with Vasilios and AMS Mortgage again in the near future."

-Stephon and Luke

Easy Process

"I just used AMS (Vincent Pagnotta) for my re-finance. The process was VERY easy, and the results were fabulous!! Vinny made this experience wonderful and in the end, I got a great interest rate and saved money on my mortgage."

-Michael Terantino

Professional Service

"Manny and his team are the best at this. New home buying or refinance. Don’t waste your time going from bank to bank. Manny will get you the best and with little hassle. His team is professional and reliable."

-Salvador Ruiz

Our Branch Locations in New Jersey!

Newark NJ Woodbridge NJ Clifton NJ
375 Chestnut St 3C Newark, NJ 07105 525 Amboy Ave ,Woodbridge NJ 07095 1000 Clifton Ave , Clifton NJ 07013

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Let us streamline the home buying and financing process for you, an efficient and straightforward approach to get you the best mortgage rates possible.

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