Serving You Before, During and After Your Loan Closes

A-M-S Mortgage

Home buying and financing is not an easy decision to make when so many options are available in the market. An A-M-S mortgage broker is all you need to evaluate which mortgage best suits your financial situation and goals.

A-M-S Mortgage Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout New Jersey.

We not only focus on getting you a mortgage for you, but also provide you with an easy and stress-free home financing experience. Whether you are a first-time homebuyer in New Jersey, have a low fico score, or want a lower down payment, we educate you to become an informed buyer.

Loan Options in New Jersey

FHA Loan

Insured mortgage in New Jersey, backed by Federal Housing Administration. Low mortgage interest rate and lowdown payment.

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VA Loan

VA Mortgage in New Jersey, backed by the department of veteran affairs, offers many significant benefits compared to the traditional mortgage options!

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Refinancing can help you save a lot; if your credit score improves with time, you surely qualify for a better interest rate, or the mortgage rate falls after purchasing your home.

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Fixed Rate Mortgages (FRM)

With a Fixed Rate Mortgage, the interest rate is fixed throughout the terms of the loan.

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Adjustable-RateMortgages (ARM)

With ARM, the interest rate for an outstanding mortgage varies throughout the loan term as per an index.

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Interest Only Mortgages

A type of mortgage, where the borrower is allowed to pay only the interest of the mortgage for a certain period.

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Reverse Mortgages

A reverse mortgage helps the borrower to access the unencumbered value of the property.

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No PMI Mortgage

A feasible option for home buyers who are not able to put down 20% down payment on a home.

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Jumbo Loan

Jumbo loans are specially designed mortgage for larger purchases.

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A Mortgage Broker in New Jersey

Now you can get our exceptional mortgage services online. With A-M-S Mortgage Inc, you can evaluate the complete range of loans available in the market, review the loan alternatives.

Mortgage Pre-Approval in New Jersey

There is a short window of 40-50 days to get your paperwork done after the offer acceptance. However, as your trusted NJ mortgage broker, we make sure you do not fail to secure the financing before the closing date and get you a pre-approval.

Documents Required for a Mortgage Pre-approval

  • Proof of Income
  • Proof of assets
  • Employment verification
  • Proof of service ( VA Loans)
  • Credit score
  • SSN and Driving License

What Our Happy New Jersey Customers Say About us

Best Loan Offer

"Vasilios Ziangos from A-M-S Mortage is by far the best loan offer in this region. The level of professionalism + knowledge is beyond the stars. As new homeowners we felt included + heard and we look to work with Vasilios and AMS Mortgage again in the near future."

-Stephon and Luke

Easy Process

"I just used A-M-S (Vincent Pagnotta) for my re-finance. The process was VERY easy, and the results were fabulous!! Vinny made this experience wonderful and in the end, I got a great interest rate and saved money on my mortgage."

-Michael Terantino

Professional Service

"Manny and his team are the best at this. New home buying or refinance. Don’t waste your time going from bank to bank. Manny will get you the best and with little hassle. His team is professional and reliable."

-Salvador Ruiz

Why Choose A-M-S Mortgage Inc as Your Trusted Mortgage Broker in New Jersey

For years, A-M-S Mortgage Services Inc has been the #1 choice among NJ, NY, CA, And FL residents!

  • 5 Start Rated Mortgage Brokerage firm
  • Trusted by Hundreds of Happy Clients
  • We work with real estate professionals, builders, and individual homebuyers.
  • Years of industry experience
  • Well experience loan officers

Our Branch Locations in New Jersey!

Newark NJ Clifton NJ
375 Chestnut St 3C Newark, NJ 07105 1000 Clifton Ave , Clifton NJ 07013