Serving You Before, During and After Your Loan Closes

FHA Loan Broker | A-M-S Mortgage Services

It is an excellent choice for potential homebuyers who don’t wish to put 20% down payment or have a low credit score. FHA loan has easier qualified terms than a traditional mortgage and is a perfect loan option for the applicants who conventional lenders usually refuse.

Federal Housing Administration backs FHA Loans: this means the agency protects your lender in case of defaulting your loan. This is the most suitable option for first-time homebuyers, but you don’t have to be a first-time home buyer to qualify for an FHA Loan.

The Benefits of FHA Loan:

  • Perfect option for First time homebuyers
  • Works with a lower credit score
  • Comparatively lower down payments
  • You can qualify for FHA loan even with issues with your credit history
  • Closing cost can be rolled into the loan

Requirements for FHA Loan

No minimum Income Required Reasonable Debt to Income Ratio
At least 2 years of employment history Social Security Number, and Legal US residency.

The Process of FHA Home Loan

Pre-qualification Connect with us to know your eligibility.
Evaluate the FHA Loan Options Reasonable Debt to Income Ratio
Pre-approval Loan pre-approval with a low-down payment and better interest rate.
Closing the Loan Closing the deal, and have you enjoy the home ownership.

Why Choose A-M-S Mortgage

For years, A-M-S Mortgage Services Inc has been the #1 choice among NJ, NY, CA, And FL residents!

  • 5 Start Rated Mortgage Brokerage firm
  • Trusted by Hundreds of Happy Clients
  • We work with real estate professionals, builders, and individual homebuyers.
  • Years of industry experience
  • Well experience loan officers

Apply For A Mortgage!

Let us streamline the home buying and financing process for you, an efficient and straightforward approach to get the best loan for you.