Serving You Before, During and After Your Loan Closes

FHA Loan Broker - AMS Mortgage Services

It is an excellent choice for potential homebuyers who don’t wish to put 20% down payment or have a low credit score. FHA loan has easier qualified terms than a traditional mortgage and is a perfect loan option for the applicants who conventional lenders usually refuse.

Federal Housing Administration backs FHA Loans: this means the agency protects your lender in case of defaulting your loan. This is the most suitable option for first-time homebuyers, but you don’t have to be a first-time home buyer to qualify for an FHA Loan.

The Benefits of FHA Loan:

  • Perfect option for First time homebuyers
  • Works with a lower credit score
  • Comparatively lower down payments
  • You can qualify for FHA loan even with issues with your credit history
  • Closing cost can be rolled into the loan

Requirements for FHA Loan

No minimum Income Required Reasonable Debt to Income Ratio
At least 2 years of employment history Social Security Number, and Legal US residency.

The Process of FHA Home Loan

Pre-qualification Connect with us to know your eligibility.
Evaluate the FHA Loan Options Reasonable Debt to Income Ratio
Pre-approval Loan pre-approval with a low-down payment and better interest rate.
Closing the Loan Closing the deal, and have you enjoy the home ownership.

Why Choose AMS Mortgage

For years, AMS Mortgage Services Inc has been the #1 choice among NJ, NY, CA, And FL residents!

  • 5 Start Rated Mortgage Brokerage firm
  • Trusted by Hundreds of Happy Clients
  • We work with real estate professionals, builders, and individual homebuyers.
  • Years of industry experience
  • Well experience loan officers

Apply For A Mortgage!

Let us streamline the home buying and financing process for you, an efficient and straightforward approach to get you the best mortgage rates possible.

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