FHA Loan Broker - AMS Mortgage Services
It is an excellent choice for potential homebuyers who don’t wish to put 20% down payment or have a low credit score. FHA loan has easier qualified terms than a traditional mortgage and is a perfect loan option for the applicants who conventional lenders usually refuse.
Federal Housing Administration backs FHA Loans: this means the agency protects your lender in case of defaulting your loan. This is the most suitable option for first-time homebuyers, but you don’t have to be a first-time home buyer to qualify for an FHA Loan.
The Benefits of FHA Loan:
- Perfect option for First time homebuyers
- Works with a lower credit score
- Comparatively lower down payments
- You can qualify for FHA loan even with issues with your credit history
- Closing cost can be rolled into the loan
Requirements for FHA Loan
| No minimum Income Required | Reasonable Debt to Income Ratio |
| At least 2 years of employment history | Social Security Number, and Legal US residency. |
The Process of FHA Home Loan
| Pre-qualification | Connect with us to know your eligibility. |
|---|---|
| Evaluate the FHA Loan Options | Reasonable Debt to Income Ratio |
| Pre-approval | Loan pre-approval with a low-down payment and better interest rate. |
| Closing the Loan | Closing the deal, and have you enjoy the home ownership. |
Why Choose AMS Mortgage
For years, AMS Mortgage Services Inc has been the #1 choice among NJ, NY, CA, And FL residents!
- 5 Start Rated Mortgage Brokerage firm
- Trusted by Hundreds of Happy Clients
- We work with real estate professionals, builders, and individual homebuyers.
- Years of industry experience
- Well experience loan officers
Apply For A Mortgage!
Let us streamline the home buying and financing process for you, an efficient and straightforward approach to get you the best mortgage rates possible.
Get Your FREE Online Quote Now!